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Why Mortgage Pre-Approval Matters – North Florida Mortgage

Mortgage pre-approval is an evaluation by a lender that determines if you would qualify for a home loan. It also shows how much the lender would be willing to lend you. Getting pre-approved is the first step towards getting a mortgage, but it does not guarantee a loan.

 · Freedom Mortgage has a terrible insurance claims department. They sat on my insurance check for 9 months after the repairs to my home had been completed and verified by my insurance company. They will not allow you direct contact with any of their insurance claims department personnel.

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Instead, the idea is to get the loan that’s right for you – the mortgage with the lowest cost and best terms. Realtors routinely urge prospective buyers to get pre-approved for a loan before they even begin looking at homes. They also stress the importance of obtaining a letter.

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Getting a mortgage pre approval can put you ahead of other buyers and speed up the mortgage process, helping you secure your dream home. Find out how to get preapproved and get a customized list.

The post Why Mortgage Pre-Approval Matters: A Guide for Home Buyers appeared first on Real Estate News & Advice | realtor.com. Here’s all you need to know about mortgage pre-approval, how it’s.

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