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A real estate closing – also known as a "settlement" – is the process by which title is conveyed from seller to buyer. Prior to the 17th century, title was transferred through a formal ceremony in which the seller would hand the buyer a branch or twig as a symbol of the land itself.
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Real Estate Closing Procedures in Florida. The lender and Title Company will make arrangements for the property appraisal and survey. The Buyer will be provided a copy of the Title Commitment Letter and will make arrangements for homeowner’s (hazard) insurance, and arrange for the insurance agent to talk with the closing officer at the title company or closing attorney’s office.
In Florida, a real estate closing is a settlement and finalization of a real estate sales transaction. For residential real estate, a closing will usually involve the buyer signing things like the home loan documents (i.e mortgage, note, loan disclosures, same name affidavits, etc.) in order to allow the seller to be paid the agreed-upon sales price for the property.
The Florida Real Estate Commission only has jurisdiction over the real estate licensee and can only get involved when the licensee is holding the escrow funds in the broker’s trust account (not the seller, an attorney or a title company).