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When a matured Home Equity Line of Credit is extended for a short time, but the mortgage is modified removing existing mortgage arbitration language, and additional collateral is added, is the transaction subject to a right of rescission?
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Mortgage lending will also take into account the (perceived) riskiness of the mortgage loan, that is, the likelihood that the funds will be repaid (usually considered a function of the creditworthiness of the borrower); that if they are not repaid, the lender will be able to foreclose on the real estate assets; and the financial, interest rate.
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